We're an independent employee benefits advisor. We help employers evaluate every option — fully insured, level funded, self funded — and the Symplifiers on our team support every employee, every day.
Independent
We answer to one group: the employers who hire us.
What we actually do
We don't push a single plan, a single carrier, or a single funding model. We help you choose between them — and we make whatever you choose work.
Independent strategy across fully insured, level funded, and self funded. We model every realistic option against your real claims — then recommend what actually fits.
Why independent mattersWe build plans that drive better consumer behavior — clearer choices, smarter pharmacy strategy, transparent pricing — so costs come down without cutting coverage.
See plan optionsThe Symplifiers on our team are the people your employees actually call — for claims, providers, prescriptions, and everything in between.
Meet the SymplifiersMeet the team
The people your employees actually call. Real names, real roles, real numbers — not a chatbot, not a 1-800 menu, not a "concierge" who hands you back to the carrier.
Jay Ofield
Partner
Strategy, plan design, and the long conversations with finance.
Wes Spencer
Partner
Mid-market design, renewals, and getting the broker call right.
Photo comingMember Care Lead
Symplifier
First call when an employee needs a provider, a claim, or a script.
Photo comingPharmacy Strategist
Symplifier
PBM analysis, formulary, copay carveouts — the savings nobody sees.
Photo comingCompliance Advisor
Symplifier
5500s, ACA, COBRA, audits. Quiet work that keeps you out of trouble.
Photo comingImplementation Lead
Symplifier
Open enrollment, onboarding, employee comms — every detail handled.
Options, not a product
We recommend what fits — not what's easiest to sell. Our job is to show you the real numbers on each, then build whichever one wins the math.
Predictable monthly cost, carrier-managed risk. Right when stability and simplicity matter most.
Self-funded mechanics with insured-style billing. Right when you want claims visibility without the volatility.
Maximum control, maximum savings potential. Right when scale and stable claims unlock real flexibility.
Proof
"They told us when not to change plans. That's when I knew they were actually on our side."
Insights
Practical guidance for HR and finance leaders evaluating funding models, pharmacy strategy, compliance, and what to ask your broker.
Shopping carriers and shifting deductibles isn't bending the cost curve. Here's the approach that does — without taking anything away from your team.
Both models have real advantages. The right answer depends on your size, cash flow, and appetite for risk. Here's how to decide.
Rising costs aren't inevitable, and a plan packet isn't a strategy. A closer look at the parts of your health plan most brokers keep quiet.
Get started
30 minutes. No pitch. We'll listen to what your current benefits aren't doing for you, then come back with options that actually fit.
0 members helped by Symplifiers today.
A 30-minute conversation. We learn your business, your people, and what your current benefits aren't doing for you.
We model fully insured, level funded, and self funded against your real claims data — then recommend what actually fits.
The Symplifiers on our team become the people your employees actually call — for claims, providers, prescriptions, and everything in between.
